Bayport Financial Services Botswana has been trading since May 2010.

Like all other Bayport operations, Bayport Botswana sought to partner with those who share the same vision of providing credit to better people's lives, and has partnered with the government, parastatal organisations and trade unions, to extend credit to their employees and members.

In a short period of time, Bayport Botswana has seen exponential growth with the opening of ten branches in just ten months, and the footprint continues to grow.

Applying Bayport's model of a mobile agent network, which takes the business directly to the customer, has also been a major contributor to Bayport Botswana's success.

Read more about Bayport Botswana >

Bayport Financial Services Colombia was established in February 2011 and is the first Bayport operation in Latin America.Bayport Colombia has adopted a similar model to its African operations, partnering with local shareholder FIMSA, a Colombian payroll deduction business.

The Colombian market has many similarities to what Bayport has experienced in Africa, and with FIMSA's knowledge and experience of the Colombian market and culture, Bayport will offer personal loan products similar to the traditional offering.

The company is expanding rapidly and is committed to bringing simple and affordable credit to Colombia's underserved moderate and low income segments, with a specific focus outside the major cities where penetration of financial services is very low.

Read more about Bayport Colombia >

Bayport Financial Services Ghana is a Non Banking Financial Institution, registered with the Bank of Ghana, engaged in payroll tied lending.

Guided by an experienced board and talented management team, Bayport Ghana has managed to navigate the landscape of the Ghanaian people to better understand their needs in developing products and also to gain a rounded understanding of their attitudes towards credit.

This has ensured that Bayport Ghana is the leading retail credit provider today. The operation has over 28 branches and is present in every regional capital of Ghana.

Read more about Bayport Ghana >

Bayport Financial Services Tanzania has rapidly become the leading specialist credit provider to government employees and employees of approved private companies.

The company continues to grow further into rural Tanzania, giving customers access to credit more quickly in a language they understand and by people they can trust.

Through credit, Bayport Tanzania has been able to change lives. From a life of scarcity to abundance, the ability to pay school fees or simply reaping the benefits of a small business venture that lagged behind because of lack of funding, Bayport Tanzania has been an empowerment partner through credit for many.

Read more about Bayport Tanzania >

Bayport Financial Services Uganda is a leading non-deposit credit provider currently specialising in fast cash salary loans to Government employees.

The operation began in 2004, and has since grown with a base of over 400 staff, 37 offices and operating in over 100 districts in Uganda. Loans are used for various purposes including school fees, agriculture, small business, construction and many others.

The loans range from 1 month to 60 months, with easy loan repayments through salary deductions at source.

Read more about Bayport Uganda >

Bayport Financial Services Zambia is a mass market credit provider whose primary clients are salaried employees of private entities and public service workers. The company also offers local money transfer services through its product called Kwachamover.

Bayport Financial Services Zambia is regulated by the Bank of Zambia and prides itself with excellent customer service delivery systems that have played a critical role in the company's success over the years. The company has close to forty branches countrywide with a dominant presence in all the nine provinces.

Read more about Bayport Zambia >

Consumer Finance Company (CFC) provides relevant and affordable credit and consumer financial solutions to its clients. In its bid to partner with shareholders who place the interests of Ghanaian people as a priority, CFC has partnered with Social Security and National Insurance Trust (SSNIT) which is a shareholder in the company.

Registered in 2006, CFC was originally established to provide credit for the purchase of household appliances and electronic gadgets to Ghanaian salaried workers.

CFC obtained a Non Banking Financial Institution Licence (NBFI) from the Bank of Ghana in August 2010, and has since added the provision of cash loans to its hire purchase activities.

Read more about Bayport CFC >