Consumer Finance Solutions

Market-Leading Consumer Finance Solutions From Bayport

There used to be a dearth of consumer finance solutions in Africa, but that was before 2002, when Bayport Financial Services opened its doors with a suite of consumer finance solutions, especially designed for the needs of ordinary Africans.  Today, we are active in South Africa, Ghana, Tanzania, Uganda and Zambia, offering responsible unsecured credit to over 300,000 clients and counting.

In the interests of both Bayport’s continued existence in the marketplace and our clients’ financial well-being, we place special emphasis on counselling our clients before granting a loan.  In any event, it is our responsibility as a member of society to ensure that our clients are well informed when making financial decisions and not become weighed down by excessive debt that they cannot service.  Africa is a relatively immature market, so education is part of our job.

During our counselling process, we try to encourage responsible borrowing, fully realising that we cannot discriminate or dictate how money should be used.  Still, we try to instil a sound borrowing ethic and we are pleased to report that few of our clients buy luxury items with their loan money; most use it to pay for essentials like education, agriculture, funeral expenses or home improvements.  Other loans are used to buy bicycles or household appliances.  Our interest rates are far lower than those of the loan sharks who, until we came onto the scene, remained one of our clients’ only alternatives.

Consumer finance solutions from Bayport Financial Services are geared to provide the best possible assistance to our target market at affordable prices.  For more information, contact us today.