Bayport Lending

Bayport: Lending With a Difference

 

Securing credit at an affordable rate seems nearly impossible nowadays. Most financial institutions are clamping down on the amount of credit they grant, and micro-lenders are charging rates that are simply ridiculously high. This leaves you with a slight problem if you need the funds for an important matter, such as financing your new business, paying for your studies or buying a house or a vehicle for you and your family. The good news is that that you can always put your trust in Bayport lending.

At Bayport Financial Services we recognise the need for unsecured credit. If you had the funds available, you probably would not need to make the loan in the first place. That is why we strive to provide responsible and affordable unsecured credit to African countries, where many financial institutions traditionally do not do business. To achieve making Bayport lending available to those who need it, we have established 235 branches since we started out in 2002, spread throughout Ghana, South Africa, Tanzania, Uganda and Zambia. We even have mobile units that can travel to more rural or removed areas, bringing this valuable service to a large number of people who otherwise would have had much trouble reaching it.

To ensure that we meet the needs of the largest possible number of people, we have developed a diverse product offering. Our range of products offered includes:

  • Salary advances
  • Emergency loans
  • Agricultural loans
  • Education loans
  • Small business loans
  • Home improvement loans
  • Incremental housing finance
  • Replacement and settlement loans
  • Debt consolidation loans
  • Insurance
  • Cellular phones and contracts on credit
  • Consumer finance for:
    • furniture, kitchen appliances, bicycles and motorbikes, building equipment, audio visual entertainment systems, generators

It is an unshakeable and genuine belief in every individual client’s ability to improve their lives through access to credit that drives us to deliver this much needed service to the best of our ability. We act with unquestioned passion and commitment to make credit easily and responsibly available, while leading the market in competitive pricing, and transparency and disclosure of information. If you want more information on Bayport lending, then do not hesitate to contact us.