The Bayport Way

Here are some of the key factors and unique traits which guide and direct The Bayport Way:

  • An unshakeable and genuine belief in every individual client’s ability to improve their lives through access to credit
  • Unquestioned passion and commitment to making credit easily and responsibly available, while leading the market in competitive pricing, and transparency and disclosure of information
  • The strength to recognise that our local partners and local management are the true champions of our brand, and that their local wisdom is critical to success
  • The commitment to establishing and creating businesses using Bayport's resources and skills, and to have the courage to trust expert local management to grow the businesses into the future
  • The expertise to create an unconventional, multi-faceted distribution capability, embracing vast physical branch infrastructures, fleets of mobile branches, widespread teams of loan origination consultants, call centres and unique third party distribution relationships. This capacity ensures that Bayport can service the full potential of our markets at the lowest cost and inconvenience to our clients
  • A substantial and ongoing investment in proprietary and purpose-developed information technology systems which allow for both online and offline loan origination' and which drive the credit approval and debtor management processes in order to:
    • Increase speed and accuracy of loan origination
    • Validate data
    • Enforce credit policy adherence
    • Automate collection systems
    • Automate receipting processes
    • Reduce the costs of loan administration
    • Improve analytical credit assessment capabilities
    • The strength of financial expertise and corporate reputation to be able to continually raise competitively priced funding for the holding company and operating companies to ensure the optimum levels of leverage to drive sustainable growth
    • To attract and retain special people to our business who add momentum to our success through their passion and skills, and who, in their own way, add their stitch to the fabric that is…

….The Bayport Way

 

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