My Loans

This product set includes Bayport’s personal loan products, both retail and payroll.

Payroll loans are collected through employers’ payrolls. It is the mainstay of Bayport’s credit business and is built on relationships with employers as much as individual customers. In many markets government employees are the bulk of Bayport’s payroll loan customers.

Retail loans are recovered through direct payments, preferably through debit orders. The different Bayport operations have designed innovative retail loans, such car title-backed loans in Ghana and mortgage-type loans in Tanzania.

Certain operations also offer retail loans to informal traders and micro enterprises.

All personal loans are secured with Credit Life Insurance. To this end Bayport has developed its own My Credit Life product, which makes it competitive in its local markets.

Who We Are

Bayport Management Ltd (BML) provides unique and relevant financial services tailored to the needs of consumers in developing markets.


Our Leadership

Our winning recipe contains many ingredients, chief among them the quality of our leadership. Find out more about our Bayporteers by clicking below.


The Bayport Way

The key to Bayport's success is an instinctive, conviction-based, principled and entrepreneurial approach to everything we do.