Siphiwe Ngubane

Siphiwe Ngubane

SIPHIWE NGUBANE is a 51-year-old health worker. He took out his first loan with Bayport in May 2007 as his house needed to be extended to accommodate his growing family. Since then, Siphiwe has taken out a further eight loans with Bayport to improve his home. His projects were all planned and he never borrowed more money than he needed.

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